This loan is a first deed of trust on two single-family residences in Reno, NV. Reno, Nevada, often referred to as "The Biggest Little City in the World," is a vibrant city nestled at the foot of the Sierra Nevada Mountains in northern Nevada. Known for its unique blend of small- town charm and urban amenities, Reno offers a diverse lifestyle with a growing arts scene, outdoor recreation, and a dynamic economy. The city has a rich history rooted in mining and gaming. In recent years, it has evolved into a hub for technology and innovation, with companies like Tesla, Google, and Switch establishing a presence in the region. The first property is a single-family residential home located in a well- established suburban neighborhood known as Camelot Estates. The home was originally built in 1965 and sits on a 15,246 square foot lot. The house offers 2,590 square feet of above-grade living space, comprising 7 rooms, including 4 bedrooms and 3 full bathrooms. The traditional style home has undergone recent renovations, including a remodeled kitchen and bathrooms completed within the past year. At the time of inspection, the property was still undergoing minor remodeling. Notably, carpet and flooring materials were on-site, with installation pending in the bedrooms and an interior wall requiring completion. The property features central air conditioning, forced warm air heating (gas-powered), a two-car garage with driveway parking, and a porch and patio. Interior finishes include drywall walls, wood and tile flooring, and tile bathroom finishes. No energy-efficient items were noted. The second property is a charming single-family residence originally constructed in 1950; the home is Ranch style designed and sits on a 7,144 square foot lot. The house offers 1,186 square feet of above- grade living area, consisting of 5 total rooms, including 3 bedrooms and 1 bathroom. The home was remodeled within the last year and features new interior and exterior paint, new wood and tile flooring, new doors, central air conditioning, one fireplace, and a two-car driveway. The remodeled kitchen has granite countertops, new cabinets, and stainless-steel appliances. The bathroom has tile flooring, a new tiled shower, and a new vanity. The spacious backyard has a small patio and storage shed with plenty of space to build an ADU.