Program Highlights

SO-CAL Capital provides a range of Business Purpose Loans with flexible features and makes sense underwriting:
1st and 2nd Trust Deeds
Loans from 50k to 5 Million
Flexible DCRs
Fix & Flip, Purchase, Refi & Cash Out
No Prepayment Penalty
Up to 75% LTV
No Minimum FICO
Fixed Interest Rates
Lending in CA, HI, NV, WA, UT, CO,FL, and more
Apply Today

Apply through our portal to see if you qualify today.

Why choose So-Cal?

More than a simple funding source, SO-CAL Capital is poised to serve as a value-added partner to any investment strategy. Drawing upon experience and an obsession to detail, our team approaches each transaction with precision and detailed foresight.



Measured beyond years, SO-CAL Capital merges experience and knowledge with an extensive range of products and opportunities, along with a strength that lies with our ability to structure programs that focus on results with “makes sense underwriting.”



From being foresightful to being available, SO-CAL Capital’s dedication to delivering a process that is productive, efficient and creates valuable returns for our partners sets us apart in today’s increasingly crowded market.