Program Highlights

SO-CAL Capital provides a range of Business Purpose Loans with flexible features and makes sense underwriting:
1st and 2nd Trust Deeds
Loans from 50k to 5 Million
Flexible DCRs
Fix & Flip, Purchase, Refi & Cash Out
No Prepayment Penalty
Up to 75% LTV
No Minimum FICO
Fixed Interest Rates
Lending in CA, HI, NV, WA, UT, CO,FL, and more

Why choose So-Cal?

More than a simple funding source, SO-CAL Capital is poised to serve as a value-added partner to any investment strategy. Drawing upon experience and an obsession to detail, our team approaches each transaction with precision and detailed foresight.



Measured beyond years, SO-CAL Capital merges experience and knowledge with an extensive range of products and opportunities, along with a strength that lies with our ability to structure programs that focus on results with “makes sense underwriting.”



From being foresightful to being available, SO-CAL Capital’s dedication to delivering a process that is productive, efficient and creates valuable returns for our partners sets us apart in today’s increasingly crowded market.