The property is a two-story, multi-tenant office building totaling 3,168 square feet of rentable area on a 3,951 square foot site. Located on the west side of S. Flower Street between W. Century Boulevard and E. 99th Street, it is just two blocks from the 405 Freeway, offering excellent accessibility. Built in 1961, the property is in average condition and features a rear asphalt-paved parking lot with six spaces. Currently, the property is 92% occupied by 11 tenants, with one vacant unit. Tenants are on month-to-month leases at an average contract rent of $33.70 per square foot, generating $9,650 per month in gross income. Since acquiring the property in 2021 for $1,500,000, the Borrower has successfully stabilized rents, improving the asset’s performance. The purpose of the requested loan is to refinance the maturing purchase money loan, allowing the Borrower to continue holding the property as a long-term investment. The Borrower’s plan is to refinance into a conventional bank loan prior to maturity. The Borrower is a single-purpose limited liability company established to hold the property and is owned by two brothers. The primary signor is an experienced mortgage loan officer with a strong financial profile, showing $30,943 in deposits over the past two months and approximately $775,000 in protective equity in his primary residence, along with an excellent 741 credit score. The co-guarantor is a hotel owner and real estate investor with holdings in Georgia and Los Angeles, including two single-family residences—one being his primary home—totaling about $963,000 in protective equity, plus $37,979 in liquid funds. The company’s financials reflect consistent performance, with $35,721.40 in deposits over the last three months. The loan will have a 24-month maturity, providing time to execute the refinance strategy while maintaining a well-leased, income-producing office property in a prime, accessible location.