The property is a 4-bedroom, 2-bathroom home with 1,300 square feet of living space on a 7,293-square-foot lot. The one-story ranch-style home was built in 1955 but has been remodeled within the last five years. The property features marble, tile, and laminate flooring, recessed lighting, dual pane windows, ceiling fans, split air conditioning, a covered porch, an open concrete patio, a solar panel system, a pool, block wall and vinyl fences, a concrete driveway, and a two-car garage. The kitchen has marble tile flooring, a double stainless-steel sink, a tiled backsplash, a large dining quartz island, quartz countertops, newer cabinets, and updated appliances. The primary bathroom has been remolded with a new tiled walk-in shower with stone tile flooring, and a new vanity. The property also has a junior studio-styled ADU in the backyard with a kitchen, bathroom, dining area, and bedroom. The Borrower purchased the property in 2014 for $500,000 and has maintained it as her primary residence since the acquisition. The first deed of trust on the property is with Wells Fargo at a fixed 4.750% interest rate and matures in May 2047. The current unpaid principal balance of the first is $266,737.88. The purpose of the loan is to provide cash out for the Borrower to use towards purchasing a nail salon in Riverside County. The Borrower and her partner have over 20 years of experience with many loyal clients. Before maturity, the Borrower will refinance the total debt into a long-term loan.