The subject is a special-purpose commercial building with 21,459 square feet of building area on a large 13.77-acre lot. The two-story, 17,532 square foot main lodge is fully sprinkled with elevator service and consists of a commercial kitchen, offices, main hall, dining room, chapel, two classrooms, two fireplaces, attached storage areas, and guest rooms consisting of 2-king rooms and 8-queen rooms each with their bathroom and 10-queen rooms with shared bathrooms. The 1-story, 2,4390 square foot secondary residence is a 3-bedroom, 2.5-bathroom single-family residence with two fireplaces and an attached garage and storage areas. The one-story 1,488 square-foot controlled atmosphere building is a purpose-built building to grow wheat grass. The tenant is a holistic wellness retreat center that offers faith-based holistic healing programs. Founded in 1976, the Optimum Health Institute (OHI) is in its 49th year of business. The loan provides cash for the Borrower to use towards the pre- development of a large parcel of land they own in San Diego. Once the entitlements are complete and the project is shovel-ready, they will develop it or sell it with the entitlements.