Insights
October 16, 2026
From bank loans to bridge financing, here's a breakdown of the main ways to fund a real estate deal, and how to tell which one fits your timeline and property.
Insights
October 15, 2026
Banks and private lenders both fund real estate deals, just not the same ones. Here's how they compare on speed, cost, and flexibility, and how to tell which one fits yours.
Insights
October 1, 2026
Private money lending explained: how it works, how it compares to hard money and bank financing, and when it's the right fit for your next deal.
Insights
October 1, 2026
A trust deed, also called a deed of trust, is the document that secures a real estate loan against a property in California. It is what gives a lender the right to recover the property if the loan is not...
News & Insights
October 1, 2026
Hard money loan rates in California typically range from about 9.5% to 12% for a first-position (1st trust deed) loan and roughly 11% to 14% for a second-position (2nd trust deed) loan in 2026, plus 1.5 points if you qualify for our program.
Insights
October 1, 2026
OPM stands for "other people's money." In real estate, it refers to using financing, partner capital, or private lending instead of paying entirely out of your own pocket to buy or invest in property. Almost...