Jaclyn Perham-Lacy

President

With the founding of SO-CAL Capital 2010, Jaclyn Perham drew upon her deeply rooted love for the real estate industry combined with a personal mission to help clients grow their individual portfolios through informed and thought-out opportunities.

A graduate of the University of Southern California, as well as a licensed California Real Estate Broker for over a decade, Perham has built a professional reputation for integrity and creativity in her approach to investment strategies. Dedicated and entrepreneurial by nature, she is committed to approaching each investment with an underwriting principal based upon informed matrixes and deep industry know-how.

In her role as President and CEO of SO-CAL Capital, Inc., Perham has set the firm on a path that includes not only expanding its' funding base but developing a real estate investment fund and broadening its’ portfolio of investment opportunities.

A Southern California native and current resident of Costa Mesa, Ms. Perham is an active participant in numerous community organizations.

Real Estate Broker, California Department of Real Estate License #01841841

Patrick Lacy

Business Development

An experienced professional with extensive experience in the financial services arena, Patrick Lacy helms SO-CAL Capital’s Business Development efforts.

Possessing an intuitive focus on details, Patrick brings experience with thoughtful due diligence, complex valuation models and a strong breadth of specialty real estate experience to the table in the generation of relationships designed to create success for all parties involved.

A Southern California native, Patrick holds a finance degree from San Francisco State University, along with a career path focused on mergers and acquisitions (M&A), detailed cash flow projections, and real estate litigation. Diverse in its nature, this background has honed his ability to critically evaluate transactions and foresee hurdles well before they become visible to others. This unique skill, along with an unerring attention to detail, has garnered him a following as one of the industry's most solid - and sought after - partners.

Real Estate Broker, California Department of Real Estate License #02021329

Kiara Perez

Assistant Vice President of Loan Operations

With a career spanning over a decade in the Title and Escrow arena, Kiara Perez currently serves as SO-CAL Capital’s Assistant Vice President of Loan Operations. In this pivotal role, she oversees our loan underwriting pipeline and loan closings, while navigating what can often be a complex set of systems and procedures.

Having transitioned to the lending market in 2015, Kiara strives to ensure that each and every client has not only a positive experience but also one that creates professional relationships lasting beyond a single transaction. In doing so, she draws upon a belief structure focused on positivity, combined with integrity and mutual respect. It is this dedication to mutual success that continues to make her a favorite among SO-CAL's repeat clients!

An avid lover of Orange County’s famed coastline, Kiara’s downtime is often spent relaxing at the beach with her family or exploring Orange County’s retail opportunities.

Other Core Members